For our whole married life we have managed financially. Not thrived. Never extra, just enough (most of the time). Granted, we are not risk takers. We stay well within the box of ordinary financial decisions. Sometimes that limits you. And that's ok.
My hubby had a good job. For about 9 years, he went to work every day and came home every night. For the first time in our life, rain didn't mean a catastrophe to the budget, he was allowed to be sick without me silently panicking and then feeling horribly guilty, we took a couple of great vacations-without having to save for the vacation AND the pay he would lose. Get it? It was a good job. We didn't have health insurance, raises weren't plentiful and often the ends BARELY met. But in today's world, it was a good, stable job.
Then he really wanted to apply at a plant nearby. I was nervous. It was change. But a substantial raise. And overtime. We would finally be able to pull out of our "hole" a bit (debt is a sinkhole)
and maybe even get ahead. Health insurance. We are getting older and realize that eventually our bodies will need more tune-ups. But I was nervous. This plant has, in the past, had substantial layoffs. What if....
But we decided to just start the process to see what would happen. Praying for God to open doors if it was in His will for this change to happen. And each (difficult) step brought us closer to the inevitable. There were tests. Interviews. A physical. And he made it. The stress I could feel in him was difficult. I kept thinking, "once he gets the job..." but the stress only got worse. My husband is NOT an optimist. ;) Not even a little bit. So, he was sure that he would lose his new job within the 90 day probation period. I didn't think he would. There were, however, rumblings of the Union refusing to sign a new contract (while we were not union, it affected us as he was part of the same "bargaining unit"-in other words, their victories were to our benefit but their stupidity and failures were to out detriment). I wasn't worried about my husband's ability to perform his job. I was however worried about the Union's ability to play well with others.
In the meantime, I began to enjoy the financial benefits. I could get gas whether it was payday or not. I could run to the store to buy milk when we needed it-not wait for payday. I knew I could call the dr if we didn't feel well....it was nice.